Financing Options
Equipment financing options for shops ready to grow without freezing working capital.
CNC machines, edgebanders, beam saws, sanding systems, dust collection, tooling packages, installation, training, and shop upgrades can represent a major investment. Financing may help qualified businesses move forward with the equipment they need while preserving cash flow for labour, material, tooling, installation, service, and production ramp-up.
Financing can support the whole production system, not just the machine.
A successful equipment purchase often includes more than the main machine. Shops may need tooling, dust collection, software support, material handling, electrical work, compressed air, training, freight, installation, and service planning. Financing conversations should account for the complete implementation path.
Common financing use cases.
These are the types of projects where financing may make sense for qualified businesses planning a shop upgrade or production expansion.
The lowest purchase price is not always the best business decision.
A machine purchase should be evaluated against output, labour savings, quality improvement, remake reduction, uptime, operator efficiency, and the shop’s ability to take on better work. Financing may help align the investment with the production value it creates over time.
Discuss Financing OptionsWhat financing may help cover.
A practical financing conversation should include the complete cost of getting the machine productive — not just the base machine price.
Why shops consider financing.
Financing is not just about affordability. It can be a planning tool for growth, implementation, and cash-flow control.
Preserve Working Capital
Keep cash available for material, labour, installation, training, tooling, service, delivery, and production ramp-up instead of tying it all into one purchase.
Protect operating cashMove Earlier on Growth
Financing may help a shop move ahead with a needed equipment upgrade sooner when the current bottleneck is limiting revenue or delivery performance.
Address bottlenecks soonerFund the Whole Package
The right project may include tooling, dust collection, installation, training, and service readiness — not only the base machine.
Plan the complete systemMatch Payments to Value
When the machine improves output, quality, labour use, or delivery reliability, financing may help align the cost with the value created over time.
Think beyond purchase priceInformation to prepare before a financing discussion.
A clean financing conversation usually starts with a clear project scope and basic business information. Exact requirements depend on the lender or finance partner.
Generic financing paths customers may explore.
Actual structures, terms, approvals, tax treatment, and lender requirements vary. Customers should review details with qualified finance, accounting, and legal professionals.
Equipment Loan
A financing structure where the business may borrow funds to purchase the equipment and repay over an agreed term, subject to approval and lender conditions.
Common equipment pathEquipment Lease
A leasing structure may allow a business to use equipment over a term with payment structures that vary depending on lender, lease type, and approval.
Review terms carefullyGrowth Financing
Some businesses may use financing as part of a larger growth project involving equipment, installation, tooling, shop infrastructure, and working capital planning.
Think project-wideBusiness Credit Review
Most financing options require some form of lender review. Approval, terms, rates, down payment, and documentation may vary.
Subject to approvalImportant financing notes.
This page is intentionally generic until Titan finalizes specific finance partners, programs, or lender terms.
Tell us what you are trying to finance. We’ll help frame the equipment package.
Use this form when you are planning a machine purchase and want to discuss whether financing may be part of the project path.
- CNC router, edgebander, beam saw, sliding table saw, sanding machine, press, dust collector, or material handling project.
- Tooling, holders, collets, blades, abrasives, consumables, training, installation, and production ramp-up support.
- New equipment purchase, machine upgrade, shop expansion, capacity increase, or bottleneck reduction.
- Need a clearer project quote before approaching a lender or finance partner.
- Need to understand the complete equipment package, not just the base machine price.
Plan the machine, the tooling, the installation, and the cash flow together.
A proper financing discussion starts with the whole project: equipment, tooling, dust collection, setup, training, service, and production impact. Titan can help you build the quote package before the financing conversation gets serious.